Jakarta – Welcoming National MSME Day, PT Mandiri Tunas Finance (MTF) is again expanding one of its financing product services, namely multipurpose financing which is usually called Cash Aja. This is aimed at helping the business development of micro, small and medium enterprises (MSMEs) in Indonesia in order to support government programs, namely encouraging financial penetration and inclusion, especially in the MSME sector at this time.

Until now, MSMEs still have a large contribution to the Indonesian economy. However, the Ministry of Cooperatives and Small and Medium Enterprises of the Republic of Indonesia (KEMENKOPUKM) estimates that only around 3.18% of MSMEs can grow into established entrepreneurs. This is due to the lack of working capital and around 48.6 million MSME business units still do not have access to capital credit.

For this reason, Mandiri Tunas Finance is expanding its multipurpose service, namely Cash Aja, to distribute cash loans with vehicle BPKB as collateral. This loan aims not only to meet the consumer and productive needs of the community, but also as business capital needs for those who currently have difficulty accessing capital.

Afri Feder Fauzi as Deputy Director of Mandiri Tunas Finance explained “The presence of Cash Aja as a financing product can be a solution for people who need cash funds quickly because the process of disbursing funds can be done in a short time and easily, in accordance with the tagline MTF fast & easy of course also adjusted from the files and survey results submitted. This approach was taken by MTF as a step to help the younger generation in opening up access to capital so that they can open the businesses they own.”

Not only that, William Francis Indra as Director of Mandiri Tunas Finance also explained that the current endemic phase has caused many industries to start to revive. William added that the Cash Aja service has helped more than 6,400 entrepreneurs who already have businesses by distributing working capital loan funds averaging 52 billion per month in 2022. Various advantages offered by Cash Aja MTF include affordable installments, interest starting from 0.58% per month and disbursement of funds up to 90% so that Cash Aja MTF is a subsidiary company product that can be the right choice for entrepreneurs to run a business.

Apart from financing products, MTF also introduced the WIRA Agent program which is a business partner of Mandiri Tunas Finance. WIRA Agent MTF can work individually or in groups or in the media using the direct offering method to consumers (referrals). The WIRA Agent MTF program is intended for people who are still having difficulty finding work, especially those affected by the pandemic for the past 2 years.

The WIRA Agent MTF program is also a solution so that people can have additional income by utilizing their free time. The benefits that WIRA Agent MTF will get are getting special training, as well as earning income in the form of an incentive of 7% from each disbursement of funds.

“Our mission through this program is to help people gain additional income, access capital and encourage economic growth and financial penetration, not only in big cities but throughout the country,” said the Director of Mandiri Tunas Finance, William Francis Indra.